15 Shocking Bank Holidays in September 2025: If you still depend on visiting your bank branch for important work like cash deposits, cheque clearance, or locker access, then September 2025 is a month you must plan carefully. The Reserve Bank of India (RBI) has announced that banks will remain closed for a total of 15 days in September 2025 across various states. These include national holidays, local festivals, and weekly offs like Sundays and the 2nd/4th Saturdays.
While digital banking services like UPI and net banking will continue as usual, physical branch services will be unavailable. To avoid any last-minute surprises, here’s the complete list of bank holidays in September 2025 along with smart tips to manage your transactions smoothly.
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15 Shocking Bank Holidays in September 2025 – Don’t Miss This List!
Bank Holidays in September 2025 – Full Details
If you’re still visiting bank branches for cheque deposits, cash withdrawals, or locker access, here’s an important update. The Reserve Bank of India (RBI) has declared that banks will remain closed for a total of 15 days in September 2025. These holidays include national holidays, state-specific festivals, and regular weekly offs like Sundays and 2nd/4th Saturdays.
To avoid the hassle of arriving at a locked branch, let’s go through the complete RBI-approved bank holiday list for September 2025 and how you can plan your banking activities in advance.
Why Are Banks Closed in September 2025?
Bank holidays are not random—they are officially notified under the Negotiable Instruments Act, 1881. RBI, in coordination with state governments, issues a yearly holiday calendar. These holidays are classified into:
- National Holidays – Celebrated across India (e.g., Gandhi Jayanti, Independence Day).
- State-Level Festivals – Regional events like Onam in Kerala or Durga Puja in Bengal.
- Weekly Offs – Every Sunday plus second & fourth Saturdays of each month.
Though physical branches remain closed, services like UPI, Net Banking, IMPS, ATMs, and debit/credit card payments continue without interruption.
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Full List of Bank Holidays in September 2025
Here’s the official RBI holiday list (state-wise) for September 2025:
| Date | Day | Occasion | States Affected |
|---|---|---|---|
| 6 Sept 2025 | Saturday | Milad-un-Nabi (Id-e-Milad) | Most States |
| 7 Sept 2025 | Sunday | Weekly Off | All India |
| 8 Sept 2025 | Monday | Onam Festival | Kerala |
| 13 Sept 2025 | Saturday | Second Saturday | All India |
| 14 Sept 2025 | Sunday | Weekly Off | All India |
| 15 Sept 2025 | Monday | Vishwakarma Puja | Bihar, West Bengal, Odisha, Assam |
| 21 Sept 2025 | Sunday | Weekly Off | All India |
| 27 Sept 2025 | Saturday | Fourth Saturday | All India |
| 28 Sept 2025 | Sunday | Weekly Off | All India |
| 29 Sept 2025 | Monday | Durga Puja Begins | West Bengal, Assam, Tripura, Bihar |
| 30 Sept 2025 | Tuesday | Maha Saptami (Durga Puja) | West Bengal, Assam, Tripura, Bihar |
👉 Adding Sundays + 2nd & 4th Saturdays, the total comes to 15 holidays in September 2025.
What Does This Mean for Customers?
These holidays can affect cash transactions, cheque clearance, locker access, demand drafts, and KYC updates. If you’re not prepared, you may face delays. To stay stress-free:
- Finish urgent transactions before holidays.
- Complete KYC or account updates in advance.
- Keep enough cash in hand for emergencies.
- Rely on digital banking (UPI, IMPS, Net Banking) for payments.
Are Digital Banking Services Affected?
No. Even if physical branches are closed, digital services run smoothly 24/7. This includes:
- UPI Payments
- Mobile Banking Apps
- Internet Banking
- Debit & Credit Card Payments
- ATM Withdrawals
Unless there’s a rare technical glitch or downtime, you can continue using these services without worry.
State-Wise Bank Holidays You Should Know
Remember, not all holidays apply across India. For example:
- Onam (8 Sept) → Only Kerala banks closed.
- Durga Puja (29-30 Sept) → Only in West Bengal, Assam, Tripura, Bihar.
- Milad-un-Nabi (6 Sept) → Celebrated in most states, but dates may vary.
Always check your local branch notice board or SMS alerts for exact closures in your city.
Pro Tips to Avoid Last-Minute Banking Trouble
✔️ Withdraw or deposit cash before long weekends.
✔️ Pay EMIs, bills, and rent in advance.
✔️ Expect long queues a day before holidays.
✔️ Use ATMs and UPI during bank closure days.
Planning ahead can save you from unnecessary stress!
FAQs on Bank Holidays in September 2025
Q1. How many bank holidays are there in September 2025?
👉 A total of 15 bank holidays, including Sundays and 2nd/4th Saturdays.
Q2. Will UPI and Net Banking work during bank holidays?
👉 Yes, all digital services including UPI, IMPS, and mobile banking will work without interruption.
Q3. Are all holidays the same across India?
👉 No. Some are state-specific (e.g., Onam in Kerala, Durga Puja in Bengal).
Q4. What should I do if I need locker access during a holiday?
👉 Locker access is only possible on working days, so plan visits before or after holidays.
Q5. Where can I check the official holiday calendar?
👉 The RBI official website publishes state-wise holiday lists every year.
Disclaimer
The information provided above is based on the RBI Bank Holiday Calendar 2025 and state-specific notifications. However, holiday dates may slightly vary depending on local government orders or bank-specific guidelines. Customers are advised to cross-check with their nearest branch before planning important transactions.