September 2025 Bank Holidays If you are planning any financial transactions or bank-related work this month, it is essential to know about the September 2025 bank holidays in advance. As per the official notifications issued by the Reserve Bank of India (RBI) and state governments, banks will remain closed for a total of 15 days … Read more
Indian Bank 555-Day FD Scheme When it comes to investments, most people look for options that are safe, reliable, and risk-free. While the stock market, mutual funds, and gold can provide higher returns, they also carry uncertainty and volatility. On the other hand, Fixed Deposits (FDs) continue to remain one of the most trusted investment … Read more
RBI New ATM Transaction Rules 2025 : Imagine rushing to an ATM for some quick cash, only to see a message that you’ll be charged for the transaction. Frustrating, right? This is exactly what many account holders across India are experiencing due to the Reserve Bank of India’s updated guidelines for ATM usage. The new … Read more
The Reserve Bank of India (RBI) has announced a new rule for all bank account holders in 2025 that could have a direct impact on your daily financial transactions. Whether you hold an account in SBI, PNB, HDFC, Axis Bank, ICICI Bank, or any other bank, you must comply with the RBI New Rule 2025 … Read more
Post Office MIS Scheme 2025 : In today’s world of financial uncertainty, having a guaranteed monthly income is like securing a peace of mind. Not everyone is comfortable with stock markets, mutual funds, or high-risk investments. For such individuals, the Post Office Monthly Income Scheme (POMIS) is one of the most trusted and simple options. … Read more
Joint FD with Wife 2025 : When it comes to safe investments, Fixed Deposits (FDs) are often the first choice for Indian families. Many people prefer opening a Joint FD with their wife thinking it adds security, flexibility, and even some tax benefits. But what most don’t realize is that the Income Tax Department keeps … Read more
SBI , PNB , HDFC Minimum Balance Limit Banking rules in India are changing fast in 2025, and customers are beginning to feel the impact. The latest buzz is around the minimum balance requirements set by leading banks like SBI, PNB, and HDFC. While public sector banks such as State Bank of India (SBI) and … Read more
Cheque Bounce Rule 2025: In a landmark ruling, the Allahabad High Court has clarified that notices in cheque bounce cases sent through WhatsApp or Email will be treated as legally valid. This historic decision modernizes the interpretation of the Negotiable Instruments Act, 1881, and brings India’s legal process in line with today’s digital communication methods. … Read more
Taking a personal loan can feel like walking a fine line—relief on one side, and the fear of hidden traps on the other. Until now, borrowers often faced confusing terms, hidden fees, aggressive recovery methods, and lack of transparency. Personal Loan Rules 2025: RBI’s Big Move Every Borrower Must Know That’s why the Reserve Bank … Read more
If you’ve ever applied for a loan and felt confused about why it got rejected, the CIBIL Score New Rules 2025 will bring more transparency, accountability, and speed to the credit system. Starting January 1, 2025, banks and financial institutions must follow new guidelines while updating CIBIL scores, rejecting loan applications, and handling borrower disputes. … Read more